Our Agency
Life Insurance Planning Made Easy For You!
The Paul Group was created in 2009 founded by Patrick & Cynthia Paul, former mortgage broker business owners. We are one of the leading agencies in Florida, specializing only in one product – “Final Expense.” The Paul Group takes great pride in our service to our partners (agents) in business and our customers.
40+ Years Experience!
With more than 40 years of experience in the industry, we have honed our expertise to provide comprehensive coverage tailored to meet the diverse needs of our valued clients.
Number One– We are the #1 online survivorship life insurance brokerage.
Estate Tax – The survivorship life insurance policy is the cheapest way to pay estate tax.
Top Firms – Our team shops all the top firms to find you the best second-to-die life insurance policy with the lowest premium.
Medical Impairments – Medical impairments (e.g. prostate, diabetes, high blood pressure, heart disease, cancer history, etc.) are okay!
Return of Premium Guarantee – If during the first year you decide for any reason to terminate the policy, you will be returned 100% of the paid premium.
40+ Years – We are a life insurance clearinghouse with over 40 years of experience.
Bio – Learn more about Jerry Orefice and SurvivorshipLife.com Want learn more? Fill out our free quote request form and let’s see how we can serve your needs.
Why The Paul Group
The Paul Group has been in the insurance business for 40 years. We love to meet new people and help them find solutions that will help them and their loved ones.
The Paul Group takes the guesswork out of insurance planning by providing a money-back feature for your life insurance through Illinois Mutual Life Insurance Company, which has been in business for 100 years.
Life insurance helps to ensure that if the unexpected happens, your loved ones will have the funds to help cover expenses, maintain their standard of living, and keep their plans for the future intact. You can experience peace of mind knowing your family is protected from the unexpected, and you will receive the return of your premiums at the end of the term if nothing does happen!
Exceptional Customer Service
Products Available in 47 States
Successfully Serving in Florida and Allover America
Family-Owned Responsibly Operated
The Paul Group’s Quick Tutorial
A Brif Comparison of of Our Popular Plans
Plan A$1500/Mo
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Get A QuotePlan B$1800/Mo
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Get A QuotePlan D$3299/Mo
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Get A QuoteSee What Our Clients are Saying
“They were compassionate and ready to help. Not for one moment did I feel rushed to get off the phone. It’s often difficult to find a company like this. Thank you”
~Kenneth S. U.
“Switching to [Insurance Company Name] was a game-changer. Affordable rates and top-notch service. Five stars!”
~Michael Kim
“Quick and hassle-free claims processing! The Paul Group saved the days after my mom passed away. Highly recommended!”
~Jenifar Lewis
“Thanks to The Paul Group, I can finally breathe easy knowing my family’s future is secure. Their swift response and personalized attention to our needs made all the difference.”
~Christopher Morgan
“Professional, efficient, and trustworthy. The Paul Group goes above and beyond for their clients. Couldn’t be happier!”
~Ryan Cooper
Contact Us
For any inquiries, assistance, or to explore our insurance solutions tailored to your needs, don’t hesitate to reach out to us. Our dedicated team at The Paul Group is here to support you every step of the way.
Our Trusted Partners
Your widow will need much more money to cover funeral expenses. Sometimes we don’t pass away in the comfort of your home. Death can come from an auto accident or a stroke in a nursing home. The average cost for final expenses is over $6,000. This plan is for funeral expenses only. Leave your savings alone. That money will be needed by your widow.
Yes, as long as your premiums are current, it will remain in affect no matter where you live. Your plan is good world-wide.
Yes. The average cost for the cemetery expenses is about $1,100.00 and this plan is good anywhere in the world.
You have already taken care of one-third of the total expenses. The plan will take care of the rest, including the funeral services and all miscellaneous expenses at the cemetery.
No, as long as premiums are kept current. Your plan will remain the same for the life of the policy.
Yes, but only for non-payment of premiums. It is important the funds be available in order to avoid a lapse in the policy.
The premium depends on the age and the medical condition of the insured. You will be asked just a few health questions. No medical exam will be required.
Frequently Asked Questions
Enjoy the benefits of Final Expense Life Insurance
Have questions about Final Expense Insurance?
We’ve got you covered. Here are some of the most frequently asked questions we have received, along with answers.
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Closed on Sunday
Life Insurance
Return of Premium
Whole Life
Term Life
Simplified Issue Whole Life
Busyness Expense Insurance